Qualifications for $8,000 Tax Credit:

• Must purchase a home (close and receive title) on or after January 1, 2009 and before December 1, 2009.
• Must be a first-time home buyer, which means you cannot have owned a home for the past three years prior to purchase.
• Must use as a primary residence. The home cannot be used as a vacation home or rental property.
• Cannot purchase a home from a close relative such as your spouse, parent, grandparent, child or grandchild.
• Must make less than $75,000 for a single taxpayer or less than $150,000, if filing jointly.

About the $8,000 Tax Credit:

• Use as downpayment or closing costs — Initially, the tax credit was designed as a refundable credit on buyers’ tax return next year — either up to $8,000 or 10% — whichever came first. Now, a new HUD initiative allows qualifying first-time home buyers to receive these funds upfront to be used as a down payment or money towards closing, as announced by U.S. Housing and Urban Development Secretary Shaun Donovan. This has been referred to as a bridge loan.
• FHA-approved lenders, only — At this time, only the Federal Housing Administration (FHA) has issued guidance regarding the monetization of the first-time home buyer tax credit. Home buyers using FHA-approved lenders can apply the tax credit to their down payment.
• Home buyers must pay the 3.5 percent — While the $8,000 tax credit can be used for the down payment or closing costs, home buyers must still come up with FHA’s required 3.5% down payment on their own.

• The Vistas at Heritage Bay offer affordable new luxury 2-story townhomes in Southwest Florida.
• With two distinct spacious floorplans to choose from – allows for maximum comfort and endless possibilities in creating a home that’s perfect for you.
• The Vistas at Heritage Bay features a swimming pool and cabana for its residents to enjoy.
• Located on Immokalee Road in Naples, approximately 3 miles east of I-75.

Community Amenities
HOA, Swimming Pool

Ashmont                                                                                  Baymont

Heritage Bay is a bundled golf couse gated community in Naples. Membership is included in the 27-hole golf course with the purchase of your home.

Other amenities include lighted soft-surface tennis courts with grand stand center court. Men’s and women’s locker rooms, resort-style pool with tiki-bar, sauna, and spa.

The country club offers casual and fine dining restaurants, card room, and state-of-the-art fitness center.

• Heritage Bay is a new gated golf and country club resort community located in east Naples, FL.
• When it comes to new homes in Naples - Lennar has what you’re looking for.

• Heritage Bay is a new gated golf and country club resort community located in east Naples, FL.
• Heritage Bay offers its residents a 27-hole championship golf course with golf and amenity  membership included with home purchase!
• 80% of land at Heritage Bay in Naples is comprised of lakes, golf course and preserves providing beautiful lake and golf views.
• Heritage Bay offers resort-style living, with a 2-story clubhouse featuring fine and casual dining, card room, meeting rooms and more.
• Tennis players will enjoy 7 Har-Tru, lit tennis courts with stadium seating for tournaments.
• Heritage Bay’s Amenity Center features a first class fitness area and resort-style pool with Chickee Bar.
• Heritage Bay is only minutes away from the Gulf beaches and close to I-75.  A master-planned community consisting of new single family homes, coach, veranda and condos.
• Heritage Bay offers easy access to shopping, restaurants, hospitals and the airport.

Community Amenities

Aerobics Studio, Clubhouse, Community Center, Fitness Center, Golf Course, HOA, Lake Pond, Security, Swimming Pool, Tennis Court